Q&A from Telegram Groups (alpha)

CorePass

Why your proof of address is invalidated after 1 year in corepass?

You need to verify your address every year, otherwise you have no access to the Ping Exchange. This isn’t just for fun it’s about regulations

Is CorePass renewal of address a one-time process per year?

Renewal is required once per year after expiration. The new proof lasts exactly 365 days plus the remaining time. Regular renewal keeps all ecosystem access uninterrupted.

What happens when the address proof in CorePass expires?

If the address proof is expired after one year, access is temporarily restricted until renewal. Renewal restored full functionality within minutes.

How quickly can you renew an expired address proof in CorePass?

Renewal was completed successfully within five minutes. The process is straightforward and fast. The new proof became valid immediately after submission.

Does CorePass renewal immediately restore access to linked services?

CorePass itself resumes working right after renewal. Linked services may require additional time to sync. In most cases full access returns quickly without extra steps.

Is CorePass renewal needed for Ping Exchange access?

Renewing in CorePass is the key step for ecosystem access. Ping Exchange usually follows automatically after CorePass is verified again. No separate renewal is typically required on Ping itself.

Can CorePass handle address proof renewal during holidays?

Renewal worked without issues even on New Year's Day. The system processes updates 24/7. No delays were experienced during the holiday period.

What is the validity period format for CorePass proofs?

Validity is set to exactly one year from renewal date. The expiration includes a precise time (1:23 a.m.). This ensures clear tracking of when re-verification is needed.

Does CorePass require re-verification for each linked platform?

CorePass acts as the central verification hub. One renewal normally propagates to connected services. Separate re-verification per platform is usually not necessary.

How does CorePass handle expired proofs during system updates?

Expired proofs block access until renewed even during updates. Renewal restores functionality independently of platform status. The system is designed to prioritize identity verification.

Ping

Does renewing CorePass automatically unlock Ping Exchange?

Renewing CorePass typically restores Ping access without extra steps. The platforms are tightly linked through identity verification. Normal trading resumed immediately in most cases.

Are separate actions needed on Ping after CorePass renewal?

No additional actions were required on Ping Exchange. Access was restored seamlessly after CorePass verification. The integration minimizes user effort during renewal.

How fast does Ping Exchange respond to CorePass updates?

Ping usually syncs with CorePass changes very quickly. Full access returned right after renewal in reported cases. Delays, if any, are minimal and temporary.

Can you trade on Ping immediately after CorePass renewal?

Trading was possible immediately after CorePass renewal. No waiting period or extra verification was needed. The system is designed for fast recovery.

Does Ping Exchange require its own KYC renewal?

Ping relies on CorePass for primary identity verification. Separate KYC renewal on Ping is generally not required. CorePass handles the central authentication flow.

What happens to Ping if CorePass proof expires?

Access to Ping can become restricted when CorePass proof expires. Trading and other functions may be temporarily unavailable. Renewing CorePass restores normal operation quickly.

Is CorePass the only authentication needed for Ping?

CorePass serves as the main authentication method for Ping Exchange. Once verified, no additional login is usually required. This simplifies access across the ecosystem.

How does Ping handle CorePass verification delays?

Ping may show temporary restrictions during CorePass sync. These delays are usually short-lived. Full functionality returns once verification completes.

Can Ping be used offline after CorePass verification?

Ping primarily requires online connectivity for trading. CorePass verification must be current for access. Offline functionality is limited to viewing balances after login.

WallMoney

What is the main goal of Wall Money in the Core ecosystem?

Wall Money aims to bridge traditional banking and cryptocurrency in a self-custodial way. It combines fiat accounts, crypto wallets, debit cards and instant transfers. The goal is to create a true hybrid neobank built on Core Blockchain.

How does Wall Money integrate with CorePass?

Wall Money uses CorePass for secure, passwordless authentication and identity verification. Users log in directly with their CorePass credentials. This enables seamless access to banking features while maintaining decentralization.

What payment methods will Wall Money support?

Wall Money supports instant transfers via PayTo protocol and MoneyX stable tokens. It includes debit card spending for both fiat and crypto worldwide. On-ramp and off-ramp services are also integrated for easy fiat-crypto conversion.

When is Wall Money planned to launch?

Wall Money is scheduled after CorePass updates and Ping Exchange rollout. It is positioned as the next major consumer-facing product. Launch is expected shortly after the initial platforms stabilize.

How does Wall Money differ from traditional neobanks?

Wall Money is self-custodial and built directly on blockchain infrastructure. It eliminates single points of failure common in centralized neobanks. Users maintain true ownership of funds with decentralized payment rails.

Will Wall Money offer offline payment capabilities?

Wall Money leverages PayTo for offline transaction support through QR codes. Payments can be initiated without constant internet connectivity. This makes it suitable for low-connectivity regions and point-of-sale use.

Does Wall Money support cross-currency payments?

Yes, Wall Money integrates cross-currency functionality via CorePort settlement. Users can send and receive in multiple fiat and crypto currencies. Real-time conversion happens seamlessly in the background.

How will Wall Money handle debit card issuance?

Debit cards will be issued directly through the Wall Money platform. They support spending both fiat balances and crypto holdings worldwide. Cards are linked to the user's CorePass identity for security.

Is Wall Money part of the coordinated Core ecosystem rollout?

Wall Money follows CorePass and Ping in the planned rollout sequence. Each component builds on the previous for a complete financial stack. The phased approach ensures stability before full neobank launch.

What makes Wall Money suitable for global users?

Wall Money supports borderless transfers with low fees via PayTo protocol. It handles multiple currencies and offers 24/7 availability. The decentralized nature eliminates regional restrictions common in traditional banking.

CorePort

What is the primary function of CorePort in the Core Blockchain ecosystem?

CorePort serves as the central settlement and payment processing layer for the entire ecosystem. It handles transaction finality, routing, and reconciliation for PayTo, MoneyX, and Wall Money payments. This makes it the backbone for reliable, real-time merchant and user settlements.

How does CorePort integrate with the PayTo protocol?

CorePort acts as the execution engine behind PayTo, ensuring instant finality for every payment. It processes QR codes, payment links, and offline transactions submitted via PayTo URIs. This tight integration delivers low-latency, intermediary-free settlements across the network.

What merchant tools are available through CorePort?

CorePort provides merchants with dynamic payment links, QR code generation, and payment splitting features. Merchants can set expiration times, add custom descriptions, and split incoming funds automatically. These tools simplify in-store, online, and P2B payment acceptance.

Does CorePort support cross-currency transactions?

Yes, CorePort natively handles cross-currency conversions during settlement. It allows seamless transfers between fiat currencies, stable tokens (MoneyX), and XCB within the same transaction flow. Real-time rates and low slippage make it practical for global commerce.

How does CorePort work with Wall Money?

CorePort serves as the settlement backend for Wall Money's fiat and crypto transfers. Every debit card spend, instant transfer, or merchant payout is routed and finalized through CorePort. This ensures fast, auditable, and secure movement of funds.

Can CorePort process offline payments?

CorePort supports offline-initiated payments via PayTo QR codes and signed transactions. Transactions are queued locally and broadcast once connectivity is restored (or via mesh/LunaMesh). This enables merchants in low-connectivity areas to accept payments reliably.

What is the benefit of CorePort's payment splitting feature?

Payment splitting allows automatic distribution of incoming funds to multiple wallets or accounts. Merchants can define percentages for commissions, taxes, suppliers, or team payouts in one transaction. This reduces manual reconciliation and improves cash-flow efficiency.

How does CorePort ensure transaction security?

CorePort leverages the Core Blockchain's Edwards448 signatures and consensus rules for finality. All settlements are immutable once confirmed on-chain. Integration with CorePass adds identity verification to prevent unauthorized or fraudulent transactions.

Is CorePort required for MoneyX stable token transfers?

Yes, CorePort acts as the settlement hub for all MoneyX-based payments. It validates proof-of-funds, executes programmable conditions, and records the transfer on-chain. This guarantees that MoneyX remains fully backed and auditable during movement.

What types of transactions can merchants process via CorePort?

Merchants can process P2B payments, subscriptions, invoices, tips, and refunds through CorePort. It supports one-time, recurring, and conditional (PayTo) transactions. All types are settled instantly with full traceability and low fees.

MoneyX

What is the main purpose of MoneyX stable tokens in the Core ecosystem?

MoneyX is a decentralized, programmable stable digital currency designed for instant global payments. It is fully backed by fiat with real-time auditing and fingerprint-based proof-of-funds verification. MoneyX tokens are unstoppable and operate 24/7 for fast, borderless transfers.

How does MoneyX ensure its stable value and backing?

MoneyX uses fingerprint-based proof-of-funds and continuous real-time auditing to prove fiat backing. Reserves are verified on-chain and publicly auditable at any moment. This mechanism prevents fractional reserves and builds trust without relying on third-party custodians.

What makes MoneyX tokens programmable?

MoneyX tokens support programmable PayTo executions, allowing conditions, automations, and multi-party logic in payments. Users can attach rules like time-locks, multi-signature requirements, or escrow directly to transfers. This enables advanced use cases such as automated subscriptions, conditional payouts, and smart invoices.

How does MoneyX integrate with PayTo payment rails?

MoneyX serves as the stable value carrier within the PayTo protocol for instant settlements. PayTo transactions denominated in MoneyX execute with finality on Core Blockchain. This combination delivers reliable, fast, and borderless payments without volatility exposure.

Can MoneyX be used for everyday payments?

Yes, MoneyX is designed for 24/7 instant transfers suitable for daily use. It works seamlessly in Wall Money wallets, CorePort merchant tools, and PayTo QR codes. The fiat backing and programmability make it practical for both consumers and businesses.

Does MoneyX support offline transactions?

MoneyX transactions can be signed offline and broadcast later via PayTo or mesh networks. This enables payments in low-connectivity areas using QR codes or SMS encoding. Once online, the transfer settles instantly with full audit trail intact.

How does MoneyX differ from other stablecoins?

MoneyX is natively programmable and runs on Core Blockchain with built-in proof-of-funds verification. It avoids centralized custody by using decentralized auditing and fingerprint mechanisms. The focus on real-time transparency and PayTo integration sets it apart from most existing stablecoins.

What role does MoneyX play in Wall Money?

MoneyX acts as the stable bridge currency inside Wall Money for fiat-like transfers. Users can hold, send, and spend MoneyX alongside traditional fiat balances. It enables instant cross-border payments and debit card spending without crypto volatility.

Is MoneyX fully auditable by users?

Yes, MoneyX reserves and backing are continuously audited and visible on-chain. Anyone can verify proof-of-funds fingerprints and reserve attestations in real time. This public transparency is a core design principle to eliminate trust assumptions.

How does MoneyX handle transaction speed and cost?

MoneyX transactions settle instantly on Core Blockchain with very low fees. The network's high throughput and efficient consensus enable sub-second finality. Costs remain minimal even for high-frequency or micro-payments.

PayTo

What is the core purpose of the PayTo protocol in the Core ecosystem?

PayTo is a decentralized payment protocol designed for instant, intermediary-free P2P and P2B transfers. It enables real-time settlements directly on Core Blockchain with programmable conditions. The protocol powers the entire payment stack including Wall Money, CorePort, and MoneyX.

How does PayTo support offline and low-connectivity payments?

PayTo allows users to generate and sign transactions offline via QR codes or signed URIs. These can be exchanged physically or via mesh networks like LunaMesh. Once connectivity returns, the transaction is broadcast and settles instantly on-chain.

What role does PayTo play in merchant payments?

PayTo provides merchants with QR codes, payment links, and point-of-sale integration for instant acceptance. It supports splitting, expiration, and conditional payments directly at checkout. Merchants receive funds with finality and low fees without relying on third-party processors.

How is PayTo integrated with Wall Money?

PayTo serves as the native payment rail inside Wall Money for all transfers and debit card spends. It enables instant fiat-to-crypto and crypto-to-fiat movements with programmable logic. This integration makes Wall Money capable of real-time, borderless banking.

Does PayTo support programmable or conditional payments?

Yes, PayTo allows programmable executions such as time-locked transfers, multi-signature requirements, or escrow conditions. These rules are embedded directly in the payment URI or QR code. This enables advanced use cases like automated subscriptions, refunds, or milestone-based payouts.

How does PayTo work together with MoneyX stable tokens?

PayTo uses MoneyX as the preferred stable value carrier for predictable, fiat-backed transactions. MoneyX transfers via PayTo settle instantly with full auditability and programmability. This combination eliminates volatility while preserving decentralization and speed.

What kind of transaction finality does PayTo provide?

PayTo delivers instant finality once confirmed on the Core Blockchain. Transactions are immutable and irreversible after inclusion in a block. This ensures merchants and users have immediate certainty without chargeback risk.

Can PayTo be used for cross-border payments?

Yes, PayTo enables true borderless transfers with no geographic restrictions or intermediaries. It supports multiple currencies (fiat, MoneyX, XCB) through CorePort settlement. Low fees and 24/7 availability make it ideal for global remittances and commerce.

How does PayTo handle payment splitting and commissions?

PayTo supports built-in splitting, allowing automatic distribution of funds to multiple recipients in one transaction. Merchants can define percentages for commissions, taxes, suppliers, or team payouts. This happens atomically on-chain, reducing reconciliation effort.

What makes PayTo suitable for both online and point-of-sale use?

PayTo works with dynamic QR codes, payment links, and NFC/Bluetooth for POS terminals. It supports both online e-commerce checkouts and offline in-person payments. The same protocol ensures consistent user experience across channels with instant settlement.

Lunamesh

What is LunaMesh and why was it developed for Core Blockchain?

LunaMesh is a secure, encrypted mesh network that allows Core Blockchain transactions without internet connectivity. It was developed to ensure resilience in low-connectivity or censored regions where traditional internet may fail. LunaMesh keeps the network operational under all conditions by routing data peer-to-peer.

How does LunaMesh enable offline XCB transactions?

LunaMesh lets users sign and exchange transactions locally via Bluetooth, Wi-Fi Direct, or other short-range protocols. Once a node regains internet or connects to an online relay, the transaction is broadcast to the blockchain. This creates true offline capability while preserving security and finality.

What devices can participate in the LunaMesh network?

Any smartphone, tablet, or computer with Bluetooth/Wi-Fi and the CorePass or compatible app can join LunaMesh. Nodes automatically form ad-hoc networks when in proximity. No special hardware is required, making it accessible for everyday users.

How does LunaMesh compare to traditional mesh networks like Helium?

LunaMesh is purpose-built for Core Blockchain transaction propagation rather than general IoT coverage. It focuses on privacy, encryption, and low-latency data relay for payments and identity. Unlike Helium, LunaMesh does not require dedicated hardware nodes or token incentives for coverage.

Can LunaMesh be used during internet blackouts or censorship?

Yes, LunaMesh continues to function during full internet outages or regional censorship. Transactions hop from device to device until reaching an online exit node. This makes it a powerful tool for financial sovereignty in restricted environments.

How is transaction security maintained in LunaMesh?

All data relayed through LunaMesh is end-to-end encrypted using Core Blockchain standards. Transactions remain signed by the originator and cannot be altered in transit. Only the final blockchain inclusion provides finality, preventing double-spend or interception risks.

Does LunaMesh require a minimum number of nearby nodes to work?

LunaMesh can function with just two devices in proximity for direct transfer. More nodes improve range and reliability through multi-hop routing. Even small clusters in rural or disaster areas can maintain basic payment functionality.

How does LunaMesh integrate with CorePass?

CorePass serves as the identity and wallet layer for LunaMesh transactions. Users authenticate and sign payments via CorePass before relaying through the mesh. This ensures only verified identities can initiate transfers even offline.

What types of transactions work best over LunaMesh?

Small-value P2P payments, merchant QR scans, and PayTo links perform best over LunaMesh. Larger or complex transactions may benefit from waiting for full internet connectivity. The system prioritizes speed and reliability for everyday use cases.

Is LunaMesh open-source and community-expandable?

Yes, LunaMesh is part of the open-source Core Blockchain toolkit. Developers can build compatible nodes, relays, or apps on top of the protocol. Community contributions help improve range, encryption, and device compatibility over time.